Practice Areas:

Insurance Claims Lawyer

Focused Areas

  • Insurance Disputes
  • Bad Faith Claims
  • Denied Claims
  • Underpaid Claims

Philadelphia Insurance Claims Lawyer

At the Law Offices of John D. Pallante, we focus on helping clients resolve complex insurance claims and disputes. Whether you’re facing denied claims, underpaid settlements, or delays, John is committed to ensuring you receive the full compensation you deserve. By exploring every possible avenue for recovery—including third-party payments—John fights to maximize your compensation.

Why Choose John D. Pallante?

With years of experience handling insurance claims, John provides personalized representation, ensuring that your case is handled with care and diligence. He works closely with third-party experts when needed, such as claims adjusters and investigators, to build a strong case and push for a fair resolution. Whether you’re dealing with homeowners, auto, or business insurance disputes, John’s goal is to secure the best outcome possible.

Common Insurance Disputes We Handle:

  • Denied Claims: Challenging improperly denied claims to ensure you receive the compensation you're entitled to.
  • Underpaid Claims: Seeking higher settlements when insurers offer inadequate compensation.
  • Delayed Payments: Holding insurance companies accountable for unnecessary delays in providing payment.
  • Bad Faith Claims: Addressing instances where insurance companies act in bad faith, such as denying claims without valid reasons.
  • Property Damage Claims: Assisting homeowners and businesses in recovering compensation for property damages.

Denied Claims

Denied insurance claims can occur for a variety of reasons, often unjustly. These can include policy misinterpretations, missing documentation, or technical errors. John D. Pallante thoroughly reviews your case, challenging improper denials to ensure you receive the coverage you’re entitled to.

Underpaid Claims

Insurance companies may offer lower settlements than you deserve. This can happen when damages are underestimated or certain expenses are excluded. John works diligently to push for higher compensation by negotiating with insurers or pursuing further legal action.

Delayed Payments

Insurers sometimes delay payouts unnecessarily, creating financial strain for policyholders. John ensures that your claim is processed quickly, holding insurers accountable when they drag their feet.

Bad Faith Claims

Bad faith practices occur when an insurer intentionally misrepresents policy terms, unfairly denies a claim, or delays payment without a valid reason. If your insurer isn’t acting in good faith, John will fight to hold them accountable and secure the compensation you deserve.

Property Damage Claims

Whether it’s damage to a home, business, or vehicle, dealing with property damage claims can be overwhelming. John assists clients by reviewing damage assessments, disputing low offers, and making sure all losses are properly compensated.

Frequently Asked Questions

1. What should I do if my insurance claim is denied?

If your claim is denied, collect all related documents and communication with the insurer. Contact John D. Pallante for a thorough review of your case and to explore your legal options.

2. Can I receive compensation from third parties?

Yes, in many cases, John D. Pallante will explore third-party claims to secure additional compensation, especially if another party contributed to your losses.

Client Testimonials and Case Results

Our success stories speak for themselves. Read more about our testimonials and case results to see how John has helped clients recover what they deserve.

Contact Us Today

If you’re facing an insurance dispute, don’t wait—timing can make all the difference. Whether your claim was denied, underpaid, or delayed, John D. Pallante is ready to step in and fight for the compensation you deserve. With extensive experience in navigating complex insurance claims, John offers a personalized and results-driven approach to every case.

Call 445-245-8788 today for a free consultation and let John D. Pallante help you secure the compensation you need to move forward with confidence.

Insurance Claims Lawyer

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FAQs

Welcome to the FAQ section of Pallante Law. Here, you’ll find answers to some of the most common questions we receive regarding our legal services and practice areas. Whether you’re seeking information about specific legal issues or want to learn more about how we can assist you, we’ve compiled these answers to help guide you.

How do insurance claims and disputes work in Philadelphia?
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Insurance claims and disputes in Philadelphia typically arise after accidents, property damage, or medical issues where a party seeks compensation from their insurance provider or another's. Understanding how the process works can help you navigate the complexities.

Here’s an overview of how it generally works:

  1. Filing a Claim: Whether you’ve been in a car accident, suffered property damage, or experienced personal injury, the first step is to file a claim with the relevant insurance company. This could be your own insurer (in a no-fault situation like a car accident) or the at-fault party’s insurer.
  2. Investigation: Once a claim is filed, the insurance company will investigate. This may include reviewing medical records, accident reports, and speaking with involved parties. The insurer will assess liability and determine how much compensation they believe you are entitled to under the policy.
  3. Settlement Offer: After the investigation, the insurer will typically make a settlement offer. If you believe the offer is fair and covers all of your damages, you can accept it. If not, you can negotiate.
  4. Disputes: If the insurance company denies your claim or offers an amount that doesn't fully cover your losses, you can dispute the decision. This often involves gathering more evidence to support your claim and negotiating further with the insurer. In some cases, the dispute may need to be resolved through mediation or arbitration.
  5. Litigation: If an agreement can't be reached, you may need to file a lawsuit. This brings the case before a judge or jury, who will decide the outcome. Your attorney will present evidence, witness testimony, and expert opinions to make your case.
  6. Bad Faith Claims: In some situations, insurance companies act in bad faith, meaning they refuse to pay legitimate claims, delay the claims process, or undervalue claims without justification. If this happens, you may be able to file a separate lawsuit against the insurer for bad faith.

Working with an experienced attorney can ensure that you’re treated fairly and that insurance companies follow through on their obligations.

How long does a personal injury lawsuit take in Philadelphia?
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The duration of a personal injury lawsuit in Philadelphia can vary depending on the complexity of the case, the severity of the injuries, and whether the case goes to trial. On average, the process can take anywhere from several months to a few years. The timeline generally follows these steps:

  1. Initial Consultation and Investigation: This involves meeting with a lawyer, gathering evidence, and building the case, which can take several weeks to months, depending on how quickly evidence is available.
  2. Filing the Lawsuit: Once the lawsuit is filed, the defendant is given a certain amount of time to respond (usually 30 days). The pre-trial process starts after that.
  3. Discovery Phase: During discovery, both sides exchange evidence and take depositions. This phase can take several months, particularly if there are disputes over evidence or if expert witnesses are involved.
  4. Negotiations and Settlement Discussions: Many personal injury cases are resolved through settlement negotiations, which can happen at any point in the process. Settling before trial saves time, but this phase can last from a few months to over a year depending on how willing both parties are to negotiate.
  5. Trial (if necessary): If the case doesn’t settle, it will go to trial, which can take several days to weeks. After the trial, it may still take time to receive a final judgment or award.
  6. Appeals (if applicable): If either party is dissatisfied with the verdict, they may file an appeal, further extending the process.

An experienced attorney will aim to resolve the case as efficiently as possible while ensuring you receive fair compensation, but the timeline can vary based on the specifics of the case and the legal strategy involved.