October 10, 2024

什么是工伤补偿

什么是工伤补偿

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October 10, 2024

工伤补偿是一种保险,如果员工因与工作相关的伤害或疾病而残疾且无法工作,则为他们提供现金补助和医疗服务。在宾夕法尼亚州,几乎所有员工都有权获得这些福利,因为法律要求每个雇主提供工伤补偿保险。《宾夕法尼亚州工人补偿法》规定的福利和补偿取决于事件的具体情况。

范围和覆盖范围

宾夕法尼亚州劳工和工业部报告说,仅在宾夕法尼亚州,每年就有85,000人因工伤事故。幸运的是,这些工人受到《宾夕法尼亚州工人补偿法》的保护,该法适用于宾夕法尼亚州发生的几乎所有与工作有关的伤害、疾病和疾病,也适用于在其他州在一定条件下工作的宾夕法尼亚州员工。通常,宾夕法尼亚州的每位员工如果在工作期间遭受伤害、疾病或疾病,都有权获得工伤补偿金。

例外情况和其他索赔

但是,这些一般规则也有例外情况。某些员工可能受额外薪酬法的保护或根本不受保障,具体取决于他们的工作类型或职位。此外,如果工伤是由于第三方疏忽或产品缺陷造成的,则受伤的员工除了工伤赔偿索赔外,还可能有第三方的诉讼理由。

福利类型

工伤补偿金包括工资损失补助金、特定损失补助金、死亡抚恤金和医疗保健。根据工伤、疾病或疾病的具体情况,员工可能有权获得一种或多种类型的福利。

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